Need a Substitute for PayPal? 5 Easy Alternatives

paypal alternatives header image

If you need to receive or send money online or need to use an online payment platform, you have probably heard about PayPal.

But for some people, PayPal is not a good option, and luckily, there are alternatives.

This article will help you find a substitute for PayPal and will give you 5 legit alternatives you can start using for free.

Why consider an alternative to PayPal?

When it comes to receiving, sending, or paying with an online platform, there is no doubt that PayPal is still the biggest player and a name most people have heard of.

I myself use it to receive money from survey sites that offer PayPal as a payout method, but also to receive money in other ways or to pay for different services or products online.

But I have found out that PayPal is not always the best option and sometimes it is also not possible to use, and therefore I have looked into alternatives and found some other great platforms.

In some countries, PayPal is not available, and here you need to have an alternative, if you want to use online payment platforms.

In other cases, the platform or service you are using might not use PayPal but only offer other ways to receive and send money, and then it is also necessary to know which alternatives that are good.

Personally, I do live in a country where PayPal is available, and I often use it. But I am also using some services that do not cooperate with PayPal.

In addition to this, PayPal's exchange rates are very high compared to many other platforms, and they are not very transparent about this, in my opinion.

For example, when you withdraw to your bank account from PayPal, it will say there are no fees. However, the exchange rate they give you if you withdraw in a different currency is very poor, in my experience.

Therefore, it can sometimes be a good idea to use alternatives to PayPal.

What alternatives are there?

The platforms below are all great alternatives. Which one is the best depends on your needs, where you live, and what services you use online. Below, you can find an overview of each of them to get a good idea, and then you can click to read the full review of the platforms you want to know more details about.

airtm logo

Alternative 1 – AirTM:

AirTM is a platform I just recently started using, but I have started to really like it.

There are many great GPT sites that have started to offer payment to AirTM, like, for example, Freecash. This is done without fees, compared to PayPal where they charge a fee.

And it is very easy to transfer your money from AirTM to wherever you want it to go, more or less.

You can, for example, withdraw to your local bank in more than 100 different countries, and it is also an option in many countries where PayPal does not offer this. The fees are also, in many cases, lower than on many other platforms (this will vary depending on your country).

==>Click to Join AirTM<==

Payoneer payout option

Alternative 2 – Payoneer:

Payoneer is another of my personal favorite alternatives to PayPal, and one I am regularly using myself.

It is available in over 200 different countries and in 150 different currencies. You can use it for a number of different platforms and services. For example, to receive money from certain survey sites, if you are renting out through Airbnb, as a freelancer on Fiverr or Upwork, to get money if you are an Amazon Associate, and many more services.

You can get the money in your Payoneer account out in a number of different ways, like withdrawing to your local bank account, ordering a prepaid MasterCard, making payments to merchants, and more. In general, Payoneer has some reasonable fees compared to other platforms.

Furthermore, Payoneer offers a great joining bonus of $25 if you join through an invitation link. If you would like to join Payoneer and get the $25 bonus, you can find such a link in the full review through the link below.

==>Click to read full Payoneer review<==

Skrill payment option

Alternative 3 – Skrill:

Skrill is another good alternative. It is available in around 200 countries, and you can use it for a number of different service.

Several paid survey sites are using it as a payout method, it is a very popular platform to use for betting and gambling sites, forex sites, gaming sites, and you can also use it for Skype and E-bay.

It has some great options to get the money out of your Skrill account if this is what you wish. You can withdraw money to your local bank account, you can withdraw to your Visa card, or you can order a prepaid MasterCard.

The fees are, in many cases, not very high, but it depends on how you wish to use it. For example it will be quite expensive to withdraw a small amount to your local bank account as there is a set fee of around €5. But if you are withdrawing a big amount, this fee will not be higher and will therefore be a very cheap option. To get a full overview of the fees, you can check the full review below.

==>Click to read full Skrill review<==

Conclusion

As you can see, there are plenty of alternatives to PayPal if you need to find a substitute. The above is not a full list, but the sites that I have tested and researched and found to be good options. Which one is the best depends on your needs and also a lot on the country you live in, as the fees can vary a lot.

Personally, I really like AirTM and Payoneer as an option for my needs, as the fees for what I use it for and for where I live are very reasonable, and both also give a great joining bonus.

But for you, it might be different, and it can especially be a good idea to read the specifics about the fees for your specific country before joining any of the platforms. But also remember that they are all free to join, and there are no fees until you use certain services, so there is no risk in signing up to check it out.

If you have any experiences with any of the platforms yourself or have any questions or comments, feel free to leave a comment below.

6 thoughts on “Need a Substitute for PayPal? 5 Easy Alternatives”

  1. Wow I didn’t know this. I use paypal to receive payment for my wholesale business, but I don’t like all the fees they take out. Do you know if these other ones have the same amount of fees? Also I never heard of Clixsense and just signed up! Thanks for that! Curious to see how this will work!

    Reply
    • Glad you found the info useful Vandana.

      About the fees – all the platforms take fees. The exact fees depend a lot on what you are using the platform for and in what country you live in. In the reviews of the individual platforms (you can find links to above), you can find more info about the fees to get a better idea about which one suits your needs the best.

      All the best;
      Mikael 

      Reply
  2. I found this post very interesting as I have been using paypal for quite some time now and I think it is great for my needs, but it’s good to get some information on alternatives out there.

    It sounds like payoneer is a good alternative to use for certain transactions, and with a bonus for signing up I think it is worth a trial run at least.

    Thanks for the great insight into alternatives,

    Dave.

    Reply
    • Thanks for your comment Dave. 

      I also really like Payoneer as an alternative. I use PayPal very often and like it, but there are also some platforms and services online that I am using where PayPal is not an option, and then it is great that there are good alternatives. 

      All the best,
      Mikael

      Reply
  3. Great article Mikael. I myself have tried multiple survey sites as well. I’ve tried SwagBucks, minds pay and a bunch others. Very time consuming to sat the least. A lot use PayPal for payment, but I’ve never heard of payoneer though. So thanks for that information. Keep doing what your doing.

    Reply
    • Thanks for your comment Travis. 

      I like using PayPal as well for the sites where it is an option. But for some people PayPal is not available, and some sotes also do not offer it, and that is why I have looked into these other options to know which one to choose as an alternative. 

      All the best,
      Mikael

      Reply

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