Is Premium.Chat Legit or a Scam? (Learn the Full Truth)

Premium.Chat is a website that claims you can earn extra cash by chatting with fans, followers, and clients.

But is Premium.Chat legit or just another scam to stay away from?

If you are interested in it, then I urge you to read this Premium.Chat review because it will not only answer the question above but will also show you the full truth of what it offers. That way, you’ll know exactly what to expect from it before you even sign up.

Then, you can determine if what it offers is a good fit for you or not. So, let’s dive in.

What is Premium.Chat, and what does it offer?

Premium.Chat is a unique platform where you can earn money by chatting with people. And yes, it is legit because you can really earn from chatting with other people. However, that doesn’t mean you should immediately sign up as a member.

To find out if it is for you, the first thing you must do is understand how it works. The only way to do so is to take a look at the earning opportunities it offers. That way, you’ll have a clear idea of how much time and effort is needed to earn from it.

So, here’s how to earn from Premium.Chat.

Option 1 – Chat Requests

The main way to earn from Premium.Chat is by accepting chat requests from other people. While this may sound simple, there are a couple of things you need to know.

First, this opportunity will involve a lot of marketing on your end, so if you are not prepared to do that, then this is not the right opportunity for you.

Next, there’s no guarantee you will be able to earn from what Premium.Chat offers. So, if you are looking for a guaranteed way to earn, this is not it.

As for the exact process of how to earn, after you’ve set up your profile, you’ll have to promote it to various platforms like your social media pages or your website/blog (if you have one). If you don’t do so, people won’t be able to find you and request a chat with you.

Now, while setting up your profile, you’ll have to indicate your area of expertise/topic you want to discuss. Then, you’ll have to indicate your availability so that people will know when to chat with you. After that, you’ll have to set your rates.

Take note that you can provide text, audio, or video chat services. Setting rates will involve a bit of research because you need to figure out the right rates to offer so that people will be interested in chatting with you.

If you set it too high, people might get turned off because your services are too expensive. If you set it too low, you’ll risk getting underpaid. So, you have to find the right balance.

After you’ve set those things, then all that’s left is to promote your profile. If a person is interested in what you offer, they will sign up as a member of Premium.Chat and send you a chat request. Of course, you are not obliged to accept all requests. It’s up to you if you want to chat with them during the specified date and time.

If you decide to accept the request, you’ll be using Premium.Chat’s platform for chatting and not another third-party messaging system. This is very important because this is the only way for Premium.Chat to track how many messages you’ve sent or minutes you’ve been talking with the client.

You see, for text chat requests, you’ll get paid per message you send. For audio and video chat requests, you’ll get paid per minute you talk to the client. So, if Premium.Chat can’t track your session, it won’t know what to pay you. That’s why you should only chat with clients on the Premium.Chat platform.

Later, I will discuss how you will get paid. As you can see, earning from this opportunity will mostly depend on how well you promote your Premium.Chat profile, and this will take quite a bit of time and skill. That’s why this opportunity is not for everyone, in my opinion.

As for the topics you can discuss, it will all depend on you. You can basically talk about anything with anyone on this platform. Premium.Chat doesn’t care. As long as they get to bill your client, they will be happy.

Option 2 – Referral Program

The other way to earn from Premium.Chat is by inviting other people who want to earn by chatting. All you have to do is share your referral link with the person you want to invite, and when they click the link and sign up, they will become your referral.

As a reward, you’ll receive a 2.5% commission every time they cash out (more on this later). Then, if your referral invites another person, you’ll also receive another 2.5% commission when your referral’s referral cashes out.

It’s a two-tier system, which makes it a bit more profitable than most other referral programs. However, you do have to keep in mind that you’ll only earn from this opportunity if your referral cashes out. So, you have to invite people who really want to earn from it for you to earn from this opportunity.

Recommended: Check Out the Best Freelance Sites

How do you get paid?

When accepting chat requests, you’ll earn a certain amount, which will be credited to your Premium.Chat account balance. One important thing you need to know is that you won’t receive the full amount of your earnings because you will share a percentage of it with Premium.Chat (more on this later).

The good news is that it offers convenient payout methods like PayPal, Payoneer, and direct bank transfers. For PayPal and direct bank transfer payouts, you’ll need to earn at least $10 to make a withdrawal. For Payoneer, the threshold is quite high at $50.

Payments are processed automatically on the 10^th day of the succeeding month (provided you hit the threshold, of course). For example, if you managed to earn $20 during June, then the payment will be processed automatically on the 10^th of July and will be sent to your PayPal or bank account (depending on which option you choose).

If you were not able to hit the threshold for that month, you’ll have to wait another month (provided you reach the threshold, of course) to get paid. Overall, I would say the payout system is relatively straightforward.

I like the fact that it offers a couple of convenient ways for you to get paid. If you are interested in more sites that use a convenient payout system, I suggest you check out the top sites that pay via direct bank transfer as well.

How much money can you make?

The amount you can earn will depend on how many chat requests you cater to. Unfortunately, as mentioned earlier, you don’t really have any control over who will be interested in chatting with you. The best thing you can do is to market your profile well so that more people can see it.

As for the rates you can set up, it’s up to you if you want to go with a per-minute or flat rate pricing. You can check out this pricing table for a guide on what rates you should set. But just to give you an idea, you can earn a maximum of $12.99 per minute of doing video chat.

Now, as also mentioned above, you will have to share your earnings with Premium.Chat. This comes as no surprise since they are essentially offering this service to you for free. They also have to make money to keep the business going.

The percentage will vary according to how much you’ve earned for the month. As you can see in the photo above, if you’ve earned $19.99 or less for the month, you’ll only receive 60% of the amount to be withdrawn.

If you’ve earned $20 to $34.99, you’ll receive 65%. For $35 to $49.99, you’ll receive 70%, and for $50 to $74.99, you’ll get 75%. Lastly, earnings above $75 will net you 80% of the amount to be withdrawn.

I like the fact that it incentivizes the more active chat responders, but the fact still remains that you’ll be sharing your income with the website, and their cut is quite high, which can significantly reduce your overall earnings.

So overall, I would say its earning potential isn’t that great. The main reason why I say this is that you’ll have to spend a lot of time marketing your profile, so if you factor that into the time-to-money ratio of Premium.Chat, it will be very low, which means you won’t be earning efficiently unless you already have a huge audience on social media.

You’ll have to spend a lot of time just to improve your chances of earning, which is not really the best use of your time, in my opinion, if you are a beginner.

Can you use it on mobile?

Premium.Chat doesn’t have a mobile app you can download, but you can access the member dashboard with any mobile device using a mobile web browser. So, you don’t really need to sit in front of a computer to earn from it.

This can come in handy, especially if you offer audio or video chat services. It will also let you respond to chat requests immediately, which is an important aspect of earning from the site.

The overall user experience it provides is generally pleasant since you can navigate the dashboard with ease. You also won’t encounter any annoying pop-up ads while working inside the dashboard.

Who can join Premium.Chat?

The best thing about Premium.Chat, in my opinion, is that it is available more or less worldwide, so you can sign up as a member anywhere in the world. However, you must be at least 18 years of age to register.

You must sign up as a Seller (refer to the photo above) if you want to earn. Then, you must provide your mobile number to complete your registration because the site will need to send a confirmation code. After you are done with this step, you’ll be asked to set up your profile.

This is the part where you get to set your rates, the topics/expertise you want to discuss, and your availability. After you are done with your profile, you can start marketing it on social media platforms or your website/blog.

Can you get support?

If you have questions about the site or your account, you can check out the FAQ section inside the member dashboard. It discusses most of the important topics you need to know about Premium.Chat.

But if you can’t find the answers you are looking for, you can always contact their support team. You can do so by clicking the “Get In Touch” link in the member dashboard. Then, you just have to fill out the form and press Submit. Just don’t forget to choose the right topic before you hit the Submit button.

Overall, I would say it does provide decent support to its members since it offers a convenient way for you to get in touch with the support team.

Final Verdict

Premium.Chat is a legit site where you can potentially earn by chatting with other people. It has a couple of decent features, but it has certain limitations you must consider.

Let me wrap up this review by summarizing its pros and cons so you can see a clear overview of what it offers. Then, you can decide if it is worth it or not.

In my opinion, Premium.Chat is only a decent option if you already have an established audience that you can promote your profile to. But if you are going to start from scratch, then you are better off finding other ways to earn, in my opinion.

It simply takes too much time to promote your profile to increase your chances of earning. While this is not necessarily an issue, I find that it is not worth it because you’ll be sharing your income with the website.

If you got to keep all your earnings, then that would have been a different story, in my opinion. You are better off building your own online business instead, so you won’t be sharing your income with a third party.

If you want to know how to do so, I recommend you check out this guide on how to build your own online business so you can earn a full-time income even when you sleep.

If you have any comments, questions, or experience with Premium.Chat, I would love to hear from you in a comment below.