Cashback rewards can be a great and easy way to save whenever you shop. And there are plenty of cashback sites and apps, so a lack of sites or apps to join won't be your problem.
However, the challenge is to find the platforms that are actually worth it.
One of the cashback apps you might have encountered is Dosh.
But is Dosh app legit and one of the worthwhile cashback platforms, or is it a waste of time?
Let me reveal right away that Dosh is a legit cashback app that does give you cashback rewards. But that does not necessarily mean it will be worth it for you. To truly understand how well you can earn from it, we have to examine all the details.
This Dosh App review will take a closer look at the earning opportunities it offers and other features. That way, you will know exactly what to expect and can make an informed decision on whether you should use this app or not.
Important Update: Dosh has closed!
The Dosh app has shut down, and the domain for the website is for sale. So, if you want to earn extra cash, I suggest you check out the best survey sites in your country here for good alternatives instead.
What is Dosh, and what does it offer?
As you can see from the explanation above, Dosh is a cashback app that will help you get cashback rewards. But here's the caveat. You will be able to earn cashback rewards automatically by simply using your credit or debit card when purchasing.
Now, to understand how well you can earn from this app, we have to examine the earning opportunities it offers in detail. So, here's how you can earn from Dosh.
Option 1 – Mobile offers
You will be able to earn rewards by availing of their mobile offers. Once you've installed the Dosh app and registered as a member, you can log in to the app and view all the available mobile offers.
To avail of an offer, you simply have to press it, and it will open a new window where you will have to complete the purchase.
Once you've completed the purchase, you will be eligible to receive the cashback reward promised.
Don't be surprised though if the reward won't be reflected in your Dosh account right away because it typically takes some time before it will be credited. This is because they will have to verify the purchase and make sure there were no changes to the transaction.
The offers can be completed by shopping online mostly. But from time to time, they do have in-store offers you can avail of.
Option 2 – Linking your credit/debit card
The unique earning opportunity Dosh offers is that you can automatically earn cashback rewards by simply using your credit/debit card when purchasing items.
Of course, the credit/debit card must be linked to your Dosh account to receive the cashback reward. They do boast that they offer bank-level security, and they do not store any credit or banking information.
They also use Multi-Factor and Two-Factor Authentication to prevent unauthorized access. So, it is perfectly safe to link your credit or debit card. Of course, it will still boil down to whether you are comfortable sharing your credit card information with them.
Once you've linked your credit or debit card, every time you pay for a purchase using that card, you will receive a certain amount as cashback reward. The amount will depend on the store you purchased from.
Long-time members say the cashback rate is usually around 1% to 2%. It's not that high, but you can stand to earn back a significant amount when you regularly use the card for purchases.
You just need to be aware that certain Visa, Mastercard, and American Express cards are not eligible to be linked to your Account. You can check their terms of service for guidelines on which cards can be linked to your Dosh account.
Option 3 – Hotel bookings
You will also be able to earn cashback rewards by booking hotel reservations through the Dosh app. And by far, this type of earning opportunity offers the highest rewards.
All you have to do is log in to the app and avail of any of the hotel booking offers listed. You will then receive the cashback reward once you have completed the booking.
In my opinion, this is the most rewarding earning opportunity they offer simply because of the high cashback rates you will get. So, if you travel frequently, this can be very beneficial for you.
Option 4 – Referral program
The last earning opportunity you can earn rewards from this app is by inviting people to join the platform. Dosh has a referral program in place that will allow you to earn $5 for every referral.
Before you can get the $5 referral bonus though, the person you invited must register to the app using your invite code, and they must link a verified credit or debit card to their account. They also have to complete one purchase from a Dosh merchant.
So, make sure to invite people you think are really interested in using the app because inviting just random people won't really provide any value.
Recommended: Check Out The Top Cashback Sites
How do you get paid?
Dosh doesn't use a point system for their cashback rewards. Instead, you'll receive a certain amount which will be credited to your Dosh account.
Once you have earned $15, you will then be able to cash out via direct PayPal or Venmo. You also have the choice to donate your rewards to a charity of your choice.
$15, in my opinion, is a bit of a high threshold. So, it can take a bit of patience before you can start withdrawing your earnings.
However, it used to be $25, so the current threshold, as of updating this review, is definitely an improvement, and it is great to see they have lowered it to make it easier to reach.
I also like that they offer PayPal as a payment method because it is a convenient payment option. Being able to withdraw your earnings Venmo is also very convenient, and it is a payout method I have not seen many other cashback sites offer.
If you prefer sites that have a lower payout threshold, I suggest you check out the fastest paying sites instead.
How much money can you make?
The answer to this question will mostly depend on how often you shop and how well a cashback site/app will reward you.
The good thing about Dosh is that it has partnered with a lot of stores. So, there are plenty of ways you can earn cashback rewards.
Dosh has partnered with a lot of popular stores all over the US, and most of them are big franchises, so you'll definitely find some Dosh merchants in your area.
They have also partnered with a lot of hotels, so if you travel regularly, this is definitely something to take advantage of.
As for how well they pay, apart from the hotel booking offers, most of their cashback offers only range from 2 to 10% at most. So, you don't really get to earn a lot from the offers available.
But seeing as you can automatically earn rewards simply by using your credit or debit card at certified Dosh merchants, you will still be able to earn rewards without even availing of a single offer in their app.
This, in my opinion, is what makes Dosh an app worth using. You don't actually have to do anything special to earn rewards. Over time, you will be able to earn a decent amount from it even though they don't have high cashback rates.
One thing you need to keep in mind with how the app works is, based on long-time members, if the card you linked to your Dosh account has been linked to other platforms like, let's say Rakuten, you might not be able to earn on Dosh.
You might need to remove the card from other platforms before it works with Dosh.
Can you use it on a desktop?
Dosh is a mobile-only platform. So, if you were expecting to be able to use it on a desktop or laptop, then you will be disappointed. This platform will require that you use a mobile device.
Fortunately, the app is very user-friendly, so you won't have any problem using it. Plus, you won't really need a desktop to earn rewards from this app. You could even say that earnings will become passive once you've linked your card to the app.
The app is available for download on both Android and iOS app stores. So, compatibility won't really be a problem.
Overall, I would say that this app is very user-friendly, which is definitely a plus.
Who can join Dosh?
Dosh is only available in the US. So, if you don't live in the US, this app is not for you. To become a member, you have to be at least 18 years of age or older.
During sign-up, you will be required to provide a mobile number. Don't worry, though, because you won't be receiving any calls promoting any offers. They just use your mobile number for verification and security purposes.
Now, if you are looking for more US-based sites, I suggest you also check out the top survey sites in the US.
Can you get support?
Dosh provides decent support for their members. You can submit a support request by using the contact form provided on their website.
Their FAQ page doesn't discuss a lot of topics and only covers the basic ones. So, if you really need a question to be answered, you can submit your inquiry using their contact form.
You can also visit their Twitter support page if you want to get the latest updates about the app or get useful tips. You can even talk to their support team by messaging them directly on that platform.
They do also have other social media pages you can visit, and they are also very active. So, there really isn't a lack of options to communicate with them. That's why, overall, I would say that they do provide decent support for their members.
Final Verdict
Dosh is a legit cashback app that will reward you for availing of cashback offers or by simply using the credit or debit card you've linked to the app. It offers several good features, but it also has some drawbacks.
So, let's end this review with a summary of its pros and cons to better help you decide if this is an app worth using or not.
Pros:
- Payment via PayPal is available
- Offers very convenient earning opportunities
- Has a very user-friendly app
Cons:
- Offers fairly low cashback rewards except for hotel bookings
- A bit high payout threshold
- Cashback rewards can take time to be credited to your account
In my opinion, the Dosh app can be a very beneficial app to use if you frequently spend your money on big franchises or travel regularly. That's because you will be able to earn cashback rewards by simply using the credit or debit card you've linked to the app.
It does have fairly low cashback rates and a fairly high payout threshold, so you will need a bit of patience before you can start withdrawing your earnings.
Overall, Dosh is a decent app to use if you love to shop and love to earn cashback rewards. But if you are looking to earn without having to spend your own money, I would recommend you check out the top survey sites in your country instead.
The sites on this list will allow you to earn a decent amount without having to spend a dime. Plus, you will surely find a site you can join regardless of where you live.
If you have any comments, questions, or have any experiences with Doshyourself, I would love to hear from you in a comment below.