Cashback rewards can help you save a significant amount of money – especially if you love to shop. And since there are plenty of cashback sites and apps nowadays, lack of sites or apps to join won't be a problem.
One such app that offers cashback rewards is Dosh.
But is the Dosh app legit? Let me answer this question right away so we can proceed to discuss other important details of the app.
Yes, Dosh is a legit cashback app that does give you cashback rewards. But in order to truly understand how well you can earn from this app, we have to examine what it really offers.
This Dosh App review will take a closer look at the earning opportunities it offers and other features. That way, you will be able to make an informed decision on whether you should use this app or not.
What is Dosh and what does it offer?
As you can see from the explanation above, Dosh is a cashback app that will help you get cashback rewards. But here's the caveat. You will be able to earn cashback rewards automatically by simply using your credit or debit card when purchasing.
Now, to understand how well you can earn from this app, we have to examine the earning opportunities it offers in detail. So, here's how you can earn from Dosh.
Option 1 – Mobile offers
You will be able to earn rewards by availing of their mobile offers. Once you've installed the Dosh app and registered as a member, you can log in to the app and view all the available mobile offers.
To avail of an offer, you simply have to press it and it will open a new window where you will have to complete the purchase.
Once you've completed the purchase, you will be eligible to receive the cashback reward promised.
Don't be surprised though if the reward won't be reflected in your Dosh account right away because it typically takes some time before it will be credited. This is because they will have to verify the purchase and make sure there were no changes to the transaction.
The offers can be completed by shopping online mostly. But from time to time, they do have in-store offers you can avail of.
Option 2 – Linking your credit/debit card
The one unique earning opportunity that Dosh reward offers is, you will be able to automatically earn cashback rewards by simply using your credit/debit card when purchasing items.
Of course, the credit/debit card must be linked to your Dosh account to receive the cashback reward. They do boast that they offer bank-level security and they do not store any credit or banking information.
They also use Multi-Factor and Two-Factor Authentication to prevent unauthorized access. So, it is perfectly safe to link your credit or debit card. Of course, it will still boil down to whether you are comfortable sharing your credit card information with them.
Once you've linked your credit or debit card, every time you pay for a purchase using that card, you will receive a certain amount as cashback reward. The amount will depend on the store you purchased from.
Long-time members say the cashback rate is usually around 1 to 2%. It's not that high but you can stand to earn back a significant amount when you regularly use the card for purchases.
You just need to be aware that certain Visa, Mastercard, and American Express cards are not eligible to be linked to your Account. You can check their terms of service for guidelines on which cards can be linked to your Dosh account.
Option 3 – Hotel bookings
You will also be able to earn cashback rewards by booking hotel reservations through the Dosh app. And by far, this type of earning opportunity offers the highest rewards.
All you have to do is log in to the app and avail of any of the hotel booking offers listed. You will then receive the cashback reward once you have completed the booking.
In my opinion, this is the most rewarding earning opportunity they offer simply because of the high cashback rates you will get. So, if you travel frequently, this can be very beneficial for you.
Option 4 – Referral program
The last earning opportunity you can earn rewards from this app is by inviting people to join the platform. Dosh has a referral program in place that will allow you to earn $5 for every referral.
Before you can get the $5 referral bonus though, the person you invited must register to the app using your invite code and they must link a verified credit or debit card to their account. They also have to complete one purchase from a Dosh merchant.
So, make sure to invite people you think are really interested in using the app because inviting just random people won't really provide any value.
Recommended: Check Out The Top Cashback Sites
How do you get paid?
Dosh doesn't use a point system for their cashback rewards. Instead, you'll receive a certain amount which will be credited to your Dosh account.
Once you earn $25, you will then be able to cash out via direct bank transfer or you can withdraw it via PayPal. You also have the choice to donate your rewards to a charity of your choice.
$25, in my opinion, is quite a high threshold. So, it can take a bit of patience before you can start withdrawing your earnings.
But I do like the fact that they offer PayPal as a payment method because it is highly considered as the most convenient payment option available today. Being able to withdraw your earnings directly to your bank is also very convenient. You just have to be comfortable sharing your bank account with them.
If you prefer sites that have a lower payout threshold, I suggest you check out the fastest paying sites instead.
How much money can you make?
The answer to this question will mostly depend on how often you shop and how well a cashback site/app will reward you.
The good thing about Dosh is, it has partnered with a lot of stores. So, there are plenty of ways you can earn cashback rewards.
Dosh has partnered with a lot of popular stores all over the US and most of them are big franchises. So, you'll definitely find some Dosh merchants in your area.
As for how well they pay, apart from the hotel booking offers, most of their cashback offers only range from 2 to 10% at most. So, you don't really get to earn a lot from the offers available.
But seeing as you can automatically earn rewards by simply using your credit or debit card at certified Dosh merchants, you will still be able to earn rewards without even availing of a single offer in their app.
This, in my opinion, is what makes Dosh an app worth using. You don't actually have to do anything special to earn rewards. Over time, you will be able to earn a decent amount from it even though they don't have high cashback rates.
One thing you need to keep in mind with how the app works is, based on long-time members, if the card you linked to your Dosh account has been linked to other platforms like let's say Rakuten, you might not be able to earn on Dosh.
You might need to remove the card from other platforms before it will work with Dosh.
Can you use it on a desktop?
Dosh is a mobile-only platform. So, if you were expecting to be able to use it on a desktop or laptop, then you will be disappointed. This platform will require that you use a mobile device.
Fortunately, their app is very user-friendly so you won't have any problem using it. Plus, you won't really need a desktop to earn rewards from this app. You could even say that earning will become passive once you've linked your card to the app.
Their app is available for download on both Android and iOS app stores. So, compatibility won't really be a problem.
Overall, I would say that this app is very user-friendly which is definitely a plus.
Who can join Dosh?
Dosh is only available in the US. So, if you don't live in the US, this app is not for you. To become a member, you have to be at least 18 years of age or older.
During sign-up, you will be required to provide a mobile number. Don't worry though because you won't be receiving any calls promoting any offers. They just use your mobile number for verification and security purposes.
Now, if you are looking for more US-based sites, I suggest you also check out the top survey sites in the US.
Can you get support?
Dosh provides decent support for their members. You can submit a support request by using the contact form provided on their website.
Their FAQ page doesn't discuss a lot of topics and only covers the basic ones. So, if you really need a question to be answered, you can submit your inquiry using their contact form.
You can also visit their Twitter support page if you want to get the latest updates about the app or get useful tips. You can even talk to their support team by messaging them directly on that platform.
They do also have other social media pages you can visit and they are also very active. So, there really isn't a lack of options to communicate with them. That's why, overall, I would say that they do provide decent support for their members.
Dosh is a legit cashback app that will reward you for availing of cashback offers or by simply using the credit or debit card you've linked to the app. It offers several good features but it also has some drawbacks.
So, let's end this review with a summary of its pros and cons to better help you decide if this is an app worth using or not.
- Payment via PayPal is available
- Offers very convenient earning opportunities
- Has a very user-friendly app
- Offers low cashback rewards except for hotel bookings
- High payout threshold
- Cashback rewards can take time to be credited to your account
In my opinion, the Dosh app can be a very beneficial app to use if you frequently spend your money on big franchises. That's because you will be able to earn cashback rewards by simply using the credit or debit card you've linked to the app.
It does have low cashback rates and has a high payout threshold. So, you will need a bit of patience before you can start withdrawing your earnings.
Overall, Dosh is a decent app to use if you love to shop and love to earn cashback rewards. But if you are looking to earn without having to spend your own money, I would recommend you check out the top survey sites in your country instead.
The sites on this list will allow you to earn a decent amount without having to spend a dime. Plus, you will surely find a site you can join regardless of where you live.
If you have any comments, questions, or have any experiences with Doshyourself, I would love to hear from you in a comment below.