To be honest, getting paid to text is not a good way to earn money. You only earn a few cents per message, so it takes a long time before you have a decent amount.
But people often ask me about it, so I have put together the apps that do pay you to send, receive or answer messages. If texting is the only way you want to earn, these are your options, and for each app, you can see how it works, when you can cash out and what payment methods it has.
3 good apps to get paid to text
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#1 Pawns
Best for: An easy app to start with, even if it is not for texting
It does not pay for texting, but it is easy to get started with and worth your time. You earn with paid surveys and games, and on a computer also by sharing your internet.
- Cash out from
- $5
- Paid via
- PayPal · Bitcoin · USDC +3 more
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#2 Fibler
Best for: Experts who want to earn by text and video
You answer people’s questions as an expert by message or in a video call, and you can cash out to your bank account at any time.
- Cash out from
- Any timecash out to your bank account
- Paid via
- Bank transfer · Methods by country
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#3 JustAnswer
Best for: Experts who want to earn by messaging clients
You answer clients’ questions by message on your phone. You need to be an expert in a field, and you see if it is available in your country when you apply.
- Cash out from
- Not publicly available
- Paid via
- Hyperwallet (with PayPal)
Keep in mind that texting apps only give you a bit of extra cash. Money SMS pays a few cents per message, and on Fibler and JustAnswer you first need to be an expert in a field before you can earn by answering questions. So you have to be patient with this method of earning. If you want to stick with it, I would recommend you join a few of the apps, so you get access to more earning opportunities.
On this page6 sections
Compare all 4 apps that pay you to text
| Site | How you earn | Cash out from | Paid via | Join or read review |
|---|---|---|---|---|
| Surveys and games, plus internet sharing on a computer | $5 | PayPal · Bitcoin · USDC +3 more | ||
| Answer questions as an expert, by text and video | Any timecash out to your bank account | Bank transfer · Methods by country | ||
| Answer clients’ questions as an expert | Not publicly available | Hyperwallet (with PayPal) | ||
| Passive appReceive SMS messages · Android only, not on Google Play (APK) | €2 | PayPal · WebMoney · Bitcoin |
No site on this list matches these filters.
4 best options to get paid to text on your phone
These are the apps I think are most worth your time. Keep in mind that they aren’t the only ones that offer this kind of earning opportunity.
All of them are legit and free to join. You just have to sign up, and then you can start earning right away.
I have ranked them in the order I think is best. But they all work in different ways, so the right one for you depends on whether you prefer to answer questions as an expert or just receive messages.
#1 Pawns
- How you earn
- Surveys and games, plus internet sharing on a computer
- Cash out from
- $5
- Paid via
- PayPal · Bitcoin · USDC +3 more
Technically speaking, Pawns will not let you earn by texting, so it is a bit of a stretch to include it here. But I decided to keep it as my top pick, because it is worth your time and easy to get started with. You earn by answering paid surveys and playing games in the app.
If you have a computer, you can also earn passively by sharing your unused internet connection, but this does not work on your phone.
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You can redeem a reward once you reach $5 in total earnings, which is quite a low threshold. It pays via PayPal, Bitcoin, USDC, USDT, Visa, or virtual gift cards. Pawns is available globally, but you must be of legal age in the country of your official address to join.
#2 Fibler
- How you earn
- Answer questions as an expert, by text and video
- Cash out from
- Any timecash out to your bank account
- Paid via
- Bank transfer · Methods by country
Fibler is potentially the best option since you can earn a decent amount from it. However, it will require more effort on your end.
To earn from Fibler, you will first have to install their app. Then, you’ll have to be an expert and answer questions via text messaging, as well as through videos. So, it’s kind of asking you to become a consultant.
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The one flaw of this app is that it’s a bit hard to join because you will have to apply for a spot as one of their consultants, and they will only accept you if they recognize that you are an expert in a certain field. That means you have to provide proof that you are an expert during the application process.
#3 JustAnswer
- How you earn
- Answer clients’ questions as an expert
- Cash out from
- Not publicly available
- Paid via
- Hyperwallet (with PayPal)
JustAnswer is a site that will pay you when you provide answers to various questions. So, technically, you won’t be texting to earn.
However, I decided to include it on this list since you can use it on your mobile phone, and you will be sending messages to clients to earn money. So, in a way, you are still texting with your phone.
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Payment will be done through Hyperwallet, which is a payout platform made by PayPal. So, you’ll have to create a Hyperwallet account as well as a PayPal account if you want to be a member.
It is available in many different countries, and you will be able to see if it is available in your country immediately when you apply to become an expert.
#4 Money SMS
- How you earn
- Passive appReceive SMS messages · Android only, not on Google Play (APK)
- Cash out from
- €2
- Paid via
- PayPal · WebMoney · Bitcoin
Money SMS is a GPT app that will allow you to earn by simply receiving SMS messages. So, in a way, you’ll be earning passively from this app.
But I have to warn you about one thing. Money SMS is not on Google Play, so you have to download it as an APK file from its own website and install it manually. Installing an app from outside Google Play carries more risk than installing it from the store, so be careful. In my opinion, it is not something I would recommend doing.
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The way this app works is that for every SMS message you receive from them, they will pay you €0.02. You don’t even need to reply to these messages. So, technically speaking, you won’t get paid to text, but you will get paid to receive text messages, which is a lot better, in my opinion.
You can get via PayPal, Skrill, Ethereum, Litecoin, WebMoney, or BitCoin once you’ve earned at least €2. That means you will have to receive a minimum of 100 SMS messages before you can withdraw your earnings.
The app is only available for Android devices, though. So, if you are an iOS user, then this app is not for you. But you have to install it manually since it is not available in the Google app store.
How much money can you earn from texting?
Know this before you start, so you are not disappointed: you will not get rich with this kind of earning opportunity.
A few cents per text
You more or less earn a few cents for every text you send or receive. It takes a while before you earn a decent amount on each app.
Easy and free
All you invest is a bit of your time. Join several apps, so you get access to more ways to earn.
Want to earn more, faster?
If you want to earn a decent amount quickly, check out the highest paying survey sites instead.
The ways these apps pay you
- Message clientsOn JustAnswer and Fibler, you answer clients’ questions by message as an expert.
- Receive messagesMoney SMS pays for every SMS it sends you. You do not even need to reply.
- Surveys and gamesPawns does not pay for texting, but you earn with surveys and games in its app. On a computer, you can also share your unused internet.
Be careful with Money SMS
Money SMS only works on Android, and it is not on Google Play, so you have to install it from an APK file on its own website. Installing an app that way carries more risk, and it is not something I personally recommend.
How I choose the sites on this list
Getting paid to text pays very little, so I only list apps that are legit, free and work on your phone, and I say plainly when one is here for another reason. I put the ones most worth your time and easiest to start with first, which is why Pawns is on top even though you do not earn by texting there.
What I look at
- Legit and free to join
- You earn with your phone
- Worth your time
- Easy to start
Ready to start?
I recommend you join several of these apps, so you get access to more ways to earn. For other easy ways to earn extra cash, check out the top passive income apps.
Know a site that belongs here, or have a question? Leave a comment below.
Frequently asked questions
Which app pays money for chatting?
If you are an expert in a field, JustAnswer and Fibler pay you to answer clients’ questions by message.
Can I make $100 a day using my phone?
Not with texting apps. You more or less earn a few cents for every text, so it takes a while to earn a decent amount. If you want to earn more quickly, check out the highest paying survey sites instead.
What is the easiest money making app?
Money SMS is the easiest on this list: it pays you for every SMS you receive, and you do not have to reply. But it only works on Android, it is not on Google Play (you install it as an APK file, which I do not personally recommend), and it pays very little.
What are some good daily earning money apps?
For texting, Money SMS pays you a little for every message you receive. Pawns has paid surveys and games, and on a computer you can also earn by sharing your internet.
The comparison shows when you can cash out on each app.