McMoney is a mobile app that claims you can earn money just by receiving text messages. It is a very appealing offer, after all, you practically don’t have to do anything to earn.
But the big question is, is McMoney legit and worth it or not?
In this McMoney review, I will give you an in-depth look at what the app has to offer so you will know exactly what to expect from it before you even install it. That way, you will be able to properly gauge if the app is worth using or not.
So without further ado, let’s take a closer look at McMoney, shall we?
What is McMoney, and what does it offer?
McMoney is a mobile app that essentially tests mobile operations to help mobile networks improve their service. As mentioned above, you will be able to earn just by receiving text messages. And yes, it is indeed a legit app since you will really get paid to receive text messages.
However, this doesn’t necessarily mean the app is worth it. To find out if you should use McMoney, you must first understand how it works, and the only way to do that is to examine the earning opportunities it offers so you will have a clear idea of how much time and effort is required to earn from it.
The video below explains exactly how the app works. You can also read the full details below the video.
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Option 1 – Receiving Text Messages
The primary way to earn from McMoney is by receiving text messages. All you have to do is install the app, and it will do all the work for you.
Once the app is installed, you just need to register your mobile number, and you are all set. Every test message you receive via SMS adds money to your balance. The site is not quite clear about how much you will earn per message, but based on my experience, it will only be a few cents. Just be aware that this can vary from country to country.
As you can see, after setting up the app, you don’t have to do anything to earn. You can even delete the text message after you receive it, and you will still earn the reward. It’s a passive way of earning, but you will not earn a lot from it.
Option 2 – Referral Program
Another way you can earn is through McMoney’s referral program. If you are familiar with this opportunity, then this should be easy for you. If you aren’t, the idea is to invite people to use the app by sharing your referral code.
Once they set up the app and register their phone number, they must provide your referral code, so make sure to remind them to do so. Otherwise, they will not become your referral, and you will not earn anything.
But before you receive your referral reward, you must first complete certain requirements. The site is not quite clear about what the requirements are. All it says is that you must receive a minimum number of messages to unlock the referral rewards. As to how many messages the site is not quite clear about.
Personally, I don’t like apps or sites that are not transparent with how their opportunities work right from the start. And based on my experience, if a site or app is hiding important information like this, it’s usually because the requirement will be something that is quite hard to meet.
I’m not saying that this is how McMoney’s referral program works. All I’m saying is that if they’ve got nothing to hide, then don’t hide it.
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How do you get paid?
As explained above, you’ll earn a certain amount for every text message you receive. Now the question is, how can you withdraw your earnings? Well, as of writing this review, McMoney only offers payment via PayPal.
The amount you need to earn to withdraw your earnings will depend on the country you live in. The site says this is to account for the fees that are involved in transferring the money. You will immediately see the threshold you need to reach to withdraw your earnings when you go to the start screen of the app.
Overall, I would say the payment system of McMoney is relatively straightforward. I like the fact that it offers a convenient payment system like PayPal. If you are interested in more apps and sites that offer a convenient payment system, I recommend you check out the top sites that pay via PayPal.
How much money can you make?
If you are expecting to earn a lot from McMoney, then you will be disappointed. That’s because, based on my experience, apps like this usually don’t pay a lot. Plus, the number of text messages you will receive will depend on the country you live in.
There will be countries that will receive more messages (like the US, UK, and Canada). In other countries, you can consider yourself lucky if you receive five messages in a month. This is why I would say the earning potential of McMoney is very low.
It will take a long time to earn a decent amount from this app. It’s not surprising since this kind of app doesn’t really offer good earning potential, based on my experience. The one good thing about it is that it is an effortless way to earn. You can just install it and leave it as it is until you’ve earned enough to cash out.
Can you use it on a desktop?
Since its earning opportunity will require you to provide a mobile number and actually receive text messages, then the answer to the question above is NO. You will definitely need a mobile device and a sim card if you want to earn from it.
The app is only available to Android users, so if you are an iOS user, then I suggest you check out the best money-making apps for iOS instead.
As for the app, let me inform you that it is not available for download on Google Play. You’ll have to go to the website, download an APK file, and install it manually on your mobile device. If you don’t know how to install apps manually, I suggest you check out how to install APK files first.
If you don’t like to install apps manually, then this app is not for you. Personally, I don’t prefer apps like this because I don’t feel safe downloading APK files.
Who can join McMoney?
The site doesn’t say which countries it is available in. But from what I can tell, it is available more or less worldwide, so you will be able to sign up as a member regardless of where you live. But as I’ve explained earlier, there will be countries where the opportunities to receive messages will be fewer.
So whether it is worth it to sign up or not will really depend on where you live. To register, you have to install the app manually first. After installing it, you’ll be asked to register your mobile number. Once this is done, you are ready to earn.
Can you get support?
If you have any questions about the app or your account, you can check out the FAQ section of the website first. It discusses some of the basic topics you need to know about McMoney. But if you can’t find the answers you are looking for, then you can just get in touch with a support representative.
You have three options on how to do this. First, you can send your inquiry via email to hello@mcmoneyapp.com. You can also connect with them via WhatsApp. Plus you can also ask for help through Facebook Messenger.
Overall, I would say the app does provide the minimum required support since it offers a few ways for you to ask for assistance.
Final Verdict
McMoney is a legit app that will let you earn money by receiving text messages. It has a couple of decent features, but it also has a few drawbacks you need to be aware of.
Let me finish this review by summarizing its pros and cons to give you an overview of what it has to offer. Then you can decide if it is really worth using or not.
Pros:
- Offers a passive way of earning
- Offers payment via PayPal
Cons:
- Low rewards
- You have to install the app manually
In my opinion, McMoney is not a bad app. However, it’s also not that good. It simply doesn’t offer enough reasons for you to use it. Number one, it doesn’t pay that well. Secondly, you have to install the app manually.
If you want to earn passively, there are better ways to do it. I suggest you check out the best passive income apps instead.
But if you want to earn a decent amount quickly, I suggest you check out the top survey and GPT sites in your country instead. The sites and apps on this list all have good earning potential, so you will be able to earn a decent amount in no time.
If you have any comments, questions, or have any experience with McMoney yourself, I would love to hear from you in a comment below.
The referral person needs to receive 4 messages. And then in the US you have to get to 6 dollars before you can get paid the referral. And it takes a year to get to that. Also once you are .01 cents close to the 6 dollars you won’t receive another message until 1 to 2 months later. Then the payout takes a month. Definitely not worth it.
Thanks for sharing your experiences. I agree it is not worth it.
Thanks for sharing you experience
You are welcome.