7 Best Cashback Apps to Earn When Shopping (Legit & Free)

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If you ever shop online, then you can benefit a lot by using cashback platforms as you can then get money back every time you shop.

I’ve already talked about the best cashback sites you can join, so I thought I’d make a guide on the best cashback apps you can use to help people who prefer to shop using their mobile devices.

This guide will show you cashback platforms that have mobile apps you can use so you don’t have to sit in front of a computer to avail of cashback offers. All the apps I will be listing in this guide are legit and free to join.

I will include a brief summary of what each app offers so you can easily determine which ones you should go for. So, let’s get this guide started, shall we?

How are the opportunities for cashback apps?

If you’ve been a member of a cashback site before, then there’s basically no difference in terms of the earning opportunities available. In fact, based on my experience, some apps offer more opportunities inside their mobile app compared to their web-based platform.

In case you are not familiar with what cashback offers are, they are basically offers you can avail of from sites or apps where you can earn back a portion of what you spent to buy the product stated in the offer.

I sometimes encounter mobile-only promos on cashback apps. To answer the question above, the opportunities found on cashback apps are pretty good. But, in my opinion, the real measure of how to determine if a cashback app is good or not is the number of partner stores they have.

That’s because you will most likely find a cashback offer you will like from apps that offer more stores to shop from. And, as you may already know, cashback offers are only useful if the products you will be buying are products that you actually need or want.

Otherwise, availing of cashback offers just for the cashback reward is quite pointless. That’s why if a cashback app offers more choices, then you’ll more likely find an offer you can take advantage of. Hence it’s considered a good cashback app.

How to earn the most?

Each cashback app offers different cashback offers and cashback rates. So, it’s actually quite hard to put an exact figure of how much you can earn from every app.

That’s why the best thing you can do to maximize your earnings from these cashback apps is to use around 5 to 7 apps. That way, you gain access to a lot of cashback offers.

And as explained above, if you have access to many cashback offers, you will likely find products that you want or need. So, since you will likely find many cashback offers you can avail of, then you can easily pile up your cashback rewards.

That’s why I would consider this the best strategy to maximize your earnings from cashback apps. It’s also a very realistic strategy because these apps are free to join. So you won’t have to spend money to become a member.

7 best cashback apps

Now that you know what to expect from these cashback apps, it’s time we talk about the actual cashback apps you can use. Take note that these aren’t the only cashback apps that are available.

Instead, these are the apps that I have personally tested and think are really worth using. I will keep updating this list if I find new cashback apps that are worth adding. So, make sure to bookmark this page and check on it from time to time for new opportunities.

#1 – MyPoints

mypoints logo

Available in: the US and Canada
Payout methods: PayPal, gift cards
Payout threshold: $10 for PayPal, $3 for certain gift cards
More info: Read full MyPoints review

Short summary:
MyPoints is technically a Get-Paid-To (GPT) platform that also has an app. But, it has cashback features as well so you can still earn cashback rewards when using their app.

It has hundreds of partner stores which is the reason why it is on this list. So, when you become a member of MyPoints, you automatically gain access to their thousands of cashback offers. And since it is a GPT platform, you can also earn even if you don’t spend any money.

You can withdraw your earnings via PayPal once you’ve earned $10 or you can convert your rewards to gift cards for only $3. However, MyPoints is only available in Canada and the US. So, it’s a bit limited in terms of its coverage. But their app will work with both Android and iOS devices.

Join MyPoints

#2 - Swagbucks

swagbucks logo

Available in: Worldwide but most opportunities in the US, UK, Canada, Australia, Ireland, Germany, Spain, France
Payout methods:
 PayPal, gift cards
Payout threshold:  $5
More information: Read full Swagbucks review

Short summary:
Swagbucks is another GPT platform that has cashback features. When you register as a member of their platform, not only will you gain access to their cashback offers, but you can also earn without spending any money through their other earning opportunities.

When you’ve earned at least $5, then you can withdraw your earnings via PayPal or convert them to a gift card of your choice. It is available worldwide, but most of the opportunities to earn are found in certain countries (refer to the countries mentioned above).

The same thing goes for their cashback offers. The good thing about Swagbucks is, they have a decent number of cashback offers available. So, you will most likely find a cashback offer you can avail of.

Join Swagbucks

#3 – Crypto.com

crypto com logo

Available in: More or less worldwide
Payout methods: Various cryptocurrencies
Payout threshold: N/A
More info: Watch full Crypto.com review

Short summary:
Crypto.com is actually a cryptocurrency exchange platform rather than a straight-up cashback app. But, it has cashback features you can take advantage of.

Once you sign up as a member of Crypto.com, you will gain access to their Visa card. It’s a virtual credit card so you can use it right away. You can also have a physical version of the card which you can use in any store.

This, in my opinion, is the strength of Crypto.com as a cashback platform. You will basically be able to earn cashback rewards from any store if you use their card. However, the rewards you will receive will be in the form of their own cryptocurrency which is called CRO.

But you can convert it to any cryptocurrency you want using their trading platform. Then, you can just transfer it to your own crypto wallet or you can just leave it on your Crypto.com account and use it for purchases and earn more cashback rewards again, which is the reason why it is one of the best cashback platforms around.

Join Crypto.com

#4 – FeaturePoints

featurepoints logo

Available in: Worldwide
Payout methods: PayPal, gift cards, Bitcoin
Payout threshold: $5
More info: Read full FeaturePoints review

Short summary:
FeaturePoints is a GPT site that both have a web-based platform and a mobile app you can use. And since it is a GPT platform, you can expect to earn by answering surveys, completing paid offers, joining their free contests, and inviting other people to join the platform.

Of course, they do have cashback offers you can avail of and they have a decent number of partner stores too. So, you will have plenty of options to choose from. Just be aware that the cashback feature is not available in all countries.

You can get paid via PayPal or Bitcoin, or you can convert your earnings to gift cards as well. Their payout threshold is quite low ($5) which is good because you can withdraw your earnings quickly. As for their app, it will work with both Android and iOS devices.

Join FeaturePoints

#5 – FatCoupon

fatcoupon logo

Available in: USA, UK, Canada
Payout methods: PayPal, Zelle, check, bank transfer
Payout threshold: $50
More info: Read full FatCoupon review

Short summary:
FatCoupon is a cashback app that does not only have a good number of cashback offers. You can also find quite a lot of coupons inside the app and on the website.

It offers great payout methods, as you can get paid in cash via bank transfer, PayPal, or check.

The downside is that it has a quite high payout threshold compared to many other cashback apps, so it can take some patience before you earn enough to get paid.

Join FatCoupon

#6 – Ibotta

ibotta logo

Available in: US
Payout methods: PayPal, gift cards
Payout threshold: $20
More info: Read full Ibotta review

Short summary:
Ibotta is a pure cashback app. So, this is the only way you can earn from this platform. But the good thing about Ibotta is, it actually has a browser extension you can install so you can still avail yourself of their cashback offers even when you are on your desktop or laptop.

To withdraw your cashback earnings, you will have to earn at least $20. Once you’ve hit that threshold, you can withdraw your earnings via PayPal. You also have the option to convert them to gift cards but most gift cards are worth $25. Their threshold is quite high, but they do offer decent cashback rates.

So, if you shop online regularly, you won’t have a problem reaching their threshold. As for their app, it is compatible with both Android and iOS devices.

Join Ibotta

#7 - Dosh

dosh logo

Available in: US
Payout methods: PayPal, direct bank transfer
Payout threshold: $25
More info: Read full Dosh review

Short summary:
Dosh is another straight-up cashback app, and it has no web-based version. So, you will definitely need a mobile device if you plan to join this platform.

You can earn cashback rewards by availing of their cashback offers or by linking your credit/debit card with the app so that every time you use that card, you will also earn cashback rewards. And a unique cashback feature it offers is its hotel cashback rewards.

If you book a hotel reservation through the app, you will earn cashback rewards. Not a lot of apps offer that kind of reward. It does have a high payout threshold of $25, but their cashback rates are pretty decent. So, you won’t have a hard time reaching the threshold.

It is only available in the US though, so if you live outside the US, this is not for you. But their app is available for download on both Android and iOS app stores. So, compatibility won’t really be a problem.

Join Dosh

So that completes my list of the best cashback apps you can use. As I’ve mentioned earlier, these are the cashback apps that I think are really worth using based on my own experience. And if you really want to maximize your earnings from cashback offers, you should use around 5 to 7 of these apps to gain access to the more cashback offers.

I will keep updating this guide if I find more cashback apps that are really worth using. So, make sure to bookmark this page and visit it from time to time to check for new opportunities.

 

If you have any comments, questions, have any experiences, or know of cashback apps you think belong on this list, I would love to hear from you in a comment below.

 

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